Networth Financial Corp.
PRIVACY POLICY

Networth Financial Corp. (NFC) is committed to protecting the privacy of client personal information that we collect and maintain in the course of carrying on our business.
TEN PRIVACY PRINCIPLES: ACCOUNTABILITY - We are responsible for maintaining and protecting the information we have about you; IDENTIFYING PURPOSES We will explain the purpose for which your information is being collected; CONSENT - We will obtain your consent to collect, hold, use, and disclose your information; PURPOSEFUL COLLECTION - We will collect information that is needed to provide the level of service you desire; LIMITING USE, DISCLOSURE AND RETENTION - We will use & disclose your information only for the purposes of providing you excellent service, or when it is required or permitted by law. We retain your information as long as is necessary for the fulfillment of these purposes; ACCURACY - We strive to keep your information accurate, complete, and current; SAFEGUARDS - We protect your information with appropriate security measures; OPENNESS - Upon your request, we will provide you with details about our information handling policies and procedures; ACCESS - We will give you access to the information we have about you; CHALLENGING OUR COMPLIANCE - We will investigate and respond to your concerns about any aspect of our handling of your information.

COLLECTING AND STORING YOUR PERSONAL INFORMATION
In order to process business transactions with you, we collect financial and other information about you when opening an account, and we update that information regularly. We obtain this information for the purposes identified in this notice from a variety of sources, including from you, from our earlier records, and from references you provide to us. We collect this information from third parties such as mutual fund companies, insurance companies, and financial institutions who represent that they have a right to disclose the information in keeping with our service to you as a mutual client. Your client record, in electronic or paper format, is kept at the Head Office location of NFC in Abbotsford BC, or in the branch office where you do business.

SHARING AND USING YOUR PERSONAL INFORMATION
NFC and Global Pacific Financial Services Ltd. cooperate in assisting advisors to transfer their client mutual fund business to NFC for mutual fund transactions. Employees may work for both companies and therefore have access to your client record in order to provide the combined services of both entities. We make this information available to our employees and third party service providers, but they will not share this information with others, unless it is necessary as disclosed in this notice, or required by law. We collect, hold, and use the personal information in your client record, for the following purposes: Identifying you; Ensuring the accuracy of information contained in your client record; Administering your account; Maintaining, recording and storing account holdings and transaction information; Executing transactions with or through mutual fund companies, life insurance companies, intermediaries or financial institutions, including transferred funds by electronic or other means; Providing you with investment account statements and related documents or reports for the financial transactions which you have made; Meeting legal and regulatory requirements; and, Verifying information previously given by you with any other organization when necessary for the purposes provided above.

SRO ACCESS TO PERSONAL INFORMATION OF CLIENTS AND OTHERS FOR REGULATORY PURPOSES
Regulatory organizations including the Mutual Fund Dealers Association of Canada, the Investor Protection Corporation (IPC), and Provincial Securities Commissions (collectively, "Regulators") require access to personal information of current and former clients, employees, agents, directors, officers, partners. Regulators collect, use or disclose such personal information obtained from Regulated Persons for regulatory purposes, including: Surveillance of trading-related activity; Sales, trade desk review, financial compliance, and other regulatory audits; Investigation of potential regulatory and statutory violations; Regulatory databases; Enforcement or disciplinary proceedings; and Information-sharing with regulatory organizations and law enforcement agencies in any jurisdiction in connection with any of the foregoing.

YOUR CONSENT AND YOUR RIGHT TO ACCESS YOUR INFORMATION
We provide you with our Privacy Policy at the time you open an account with us, or the policy is sent to you in a separate communication. The policy explains how we collect, hold, use and disclose your information. By signing an account opening document, and/or by continuing to do business with us, you are consenting to the use of your information. You can withdraw your consent to use your information by contacting us through one of the means listed at the end of this policy. In some circumstances, legal requirements may prevent you from withholding consent. Your decision to withhold information may also limit the products or services we are able to provide to you. Except in limited circumstances, we can provide you with the information we have about you within 20 days of receipt of your request unless prohibited by law, so you may verify or amend it. We may not be able to provide you with your information in the following circumstances: if it contains references to other persons and the references are subject to legal privilege; if it relates to an investigation of a breach of agreement or contravention of laws; or if it cannot be disclosed for other legal reasons.

KEEPING YOUR INFORMATION ACCURATE
Accuracy is essential to providing you with excellent service. In keeping with prudent business practice and as required by regulators, we keep up-to-date personal and financial client information, and do our best to base our decisions on accurate and timely information. Please inform us promptly of any change in the personal information that you have provided us, including address, employment, marital status, risk tolerance, investment objectives, income level, and any other information which you believe is important for us to serve you well.

RESOLVING ANY CONCERNS
If you have any questions or complaints about the treatment of your information please follow these steps: 1) In most cases, a concern is resolved by discussing it directly with your representative, or if preferred, with one of our staff by contacting us directly. 2) If your concerns are not resolved to your satisfaction, please contact our Privacy Compliance Officer (PCO), Barry E. Jackson. 3) If after contacting our PCO your concerns remain unresolved, you may contact the self-regulatory body to which we belong. For NFC: The Mutual Funds Dealers Association, Pacific Regional Office, 650 West Georgia Street, Suite 1325, P.O. Box 11614, Vancouver, B.C. V6B 4N9, Phone: 604-694-8840, Fax: 604-683-6577; and for NSI: The Insurance Council of B.C., Suite 300, 1040 West Georgia Street, Vancouver, B.C. V6E 4H1, Phone: 877-688-0321, Fax: 604-662-7767. 4) You may also contact the BC Privacy Commissioner, PO Box 9038, Stn. Prov. Govt., Victoria, B.C. V8W 9A4, Phone: 250-387-5629.